What is an optional module?

A product area you switch on per workspace in Settings, Modules. Estimates is the first. Until it is on, it does not appear in the sidebar and nothing about it reaches your customers.

Is there a customer portal?

No. Customers do not log in. Each invoice, estimate and payment link has its own page reached by a link, where they can view it, download the PDF, pay, or report a bank transfer.

Not a REST API or a webhook, no. MetroPay has an MCP server, so AI assistants such as Claude, ChatGPT, Cursor and Claude Code can work inside a workspace as the member who connects them — see /integrations/ai-assistants. If you would build something against a REST API, tell us what.

Do reminders send automatically?

Only after an owner turns them on. Reminders are off in every new workspace, and each rule in the cadence is switched on individually.

Which currencies are supported?

Eleven billing currencies, including USD, EUR, GBP and BDT, with money and dates formatted in one of fourteen locales. The interface itself is in English.

Can I use my own domain?

Yes. Invoice and payment pages can run on a subdomain you own. You add the DNS records shown in Settings, and MetroPay obtains and renews the certificate.

Product

One workspace from first estimate to final payment

Add a customer, quote the work if you need to, invoice it, share a payment link, record the payment and let the follow-up run. Every step lives in the same workspace, and every step is visible to your whole team.

Start free See how it works

The workflow

From first contact to final payment

One record leads to the next, so nothing is retyped and nothing is lost between steps.

Customer
Add the business you bill, with its contacts, currency and payment terms.
Estimate
Quote the work and let the customer accept online. An optional module you switch on per workspace.
Invoice
Turn the accepted estimate into an invoice, or start from scratch, and send it by email with a payment link.
Payment link
Collect a deposit or any amount with a shareable link, with an optional expiry date.
Payment
Card and mobile payments settle in your own Stripe or SSLCommerz account; bank transfers are recorded when they arrive.
Follow-up and reporting
Receipts go out, reminders chase what is late once you turn them on, and four reports show what you are owed.

Estimates are an optional module, switched on per workspace in Settings. A workspace that only invoices skips that step and loses nothing.

Features

Every feature, labelled honestly

A card marked optional or off by default describes a choice you make in Settings, not a limit on your workspace.

Online invoicing
Create a branded invoice, email it with a payment link, and see at a glance whether it is draft, sent, paid or overdue.
Estimates
Quote the work, let the customer accept online, and turn the approved estimate into an invoice. An optional module you switch on per workspace.
Optional module
Online payments
Customers pay by card or mobile wallet on the invoice page, through your own Stripe or SSLCommerz account. MetroPay never holds the money.
Payment links
A shareable link for a deposit, a retainer or any amount, with an optional expiry date, without writing a full invoice.
Recurring invoices
Bill retainers and repeat work on a schedule. Each period arrives as a draft you review; sending automatically is off until you turn it on.
Off until you turn it on
Payment reminders
Polite follow-ups before and after the due date, with a record of every reminder sent. Off until an owner turns them on.
Off until you turn it on
Invoice templates
Seven PDF templates, your logo and letterhead, your own numbering, and custom fields, so every document looks like yours.
Customer pages
Every invoice, estimate and payment link has its own page: view it, download the PDF, pay online, or report a bank transfer. A link, not a login.
Reporting
Receivables aging, sales by customer, sales by item, and payments received. What you are owed, and who owes it.
Team permissions
Owner, Admin, Accountant and Staff roles keep money actions with the people who should have them.

Scope

What is core, what is optional, and what is not offered

The last column matters as much as the first. If you need something in it, tell us before you start rather than after.

What is core, what is an optional module, and what MetroPay does not offer
Capability	Availability	What that means
Documents and payments
Invoices and payment links	Included	In every workspace from day one
Estimates	Optional module	Switched on per workspace in Settings, Modules
Online payments	Included	Through your own Stripe or SSLCommerz account; MetroPay never holds the money
Bank transfer details	Included	Shown on the invoice page for customers who pay manually
Customer pages	Included	A link to each invoice, estimate or payment link; no login and no account
Automation
Payment reminders	Off until you turn it on	An owner turns them on in Settings, Reminders, one rule at a time
Recurring invoices	Included	Each period arrives as a draft you review
Automatic sending of recurring invoices	Off until you turn it on	Switched on per workspace once you trust the schedule
Team and reporting
Team roles	Included	Owner, Admin, Accountant and Staff
Reports	Included	Receivables aging, sales by customer, sales by item, payments received
Your own domain for invoice and payment pages	Included	Opt in per workspace; you own the domain, we issue the certificate
Not offered
Customer login portal	Not offered	Customers get a link to each document, not an account
Public API, webhooks or Zapier	Not offered	Tell us what you would build with one
Bulk export of customers or invoices	Not offered	Not available today

Documents and payments

Invoices and payment links: Availability:Included; What that means:In every workspace from day one
Estimates: Availability:Optional module; What that means:Switched on per workspace in Settings, Modules
Online payments: Availability:Included; What that means:Through your own Stripe or SSLCommerz account; MetroPay never holds the money
Bank transfer details: Availability:Included; What that means:Shown on the invoice page for customers who pay manually
Customer pages: Availability:Included; What that means:A link to each invoice, estimate or payment link; no login and no account

Automation

Payment reminders: Availability:Off until you turn it on; What that means:An owner turns them on in Settings, Reminders, one rule at a time
Recurring invoices: Availability:Included; What that means:Each period arrives as a draft you review
Automatic sending of recurring invoices: Availability:Off until you turn it on; What that means:Switched on per workspace once you trust the schedule

Team and reporting

Team roles: Availability:Included; What that means:Owner, Admin, Accountant and Staff
Reports: Availability:Included; What that means:Receivables aging, sales by customer, sales by item, payments received
Your own domain for invoice and payment pages: Availability:Included; What that means:Opt in per workspace; you own the domain, we issue the certificate

Not offered

Customer login portal: Availability:Not offered; What that means:Customers get a link to each document, not an account
Public API, webhooks or Zapier: Availability:Not offered; What that means:Tell us what you would build with one
Bulk export of customers or invoices: Availability:Not offered; What that means:Not available today

Invoices

Every invoice, one status, no guessing

Draft, sent, partially paid, paid, void or written off, with overdue worked out from the due date. The list shows which is which, when the customer last opened the page, and what is still owed.

Overdue is derived from the due date, never set by hand
Void and write-off keep the number and leave the history visible
Duplicate any invoice to start the next one from it

Invoice list: illustrative example. Northline Studio is a fictional business; none of these figures are real.

Customers

Customers with their balance and credit in view

Each customer carries their contacts, payment terms, currency, allowed payment methods and default discount, so an invoice for them is right the first time.

Outstanding balance and unused credit on every row
Statements per currency, on screen and as a PDF
Saved segments that group customers by rules, with a live preview of who matches

Customer list: illustrative example. Northline Studio is a fictional business; none of these figures are real.

Customers with outstanding balances and unused credit
Customer	Outstanding	Unused credit
Harbor & Pine Co.	$1,250.00	$0.00
Cedar Row Interiors	$0.00	$150.00
Alder Street Dental	$480.00	$0.00

Built for your kind of work

Freelancers
Simple, professional invoicing for freelancers: branded invoices, estimates, payment links, and automatic reminders, without full accounting software.
Agencies
Manage estimates, client invoices, retainers, team access, and branded documents in one workspace, with payment follow-up that runs on its own.
Photographers
Invoice sessions and packages, collect deposits or partial payments where enabled, send branded documents, and follow up on outstanding balances.
Consultants
Quote projects, bill retainers, issue recurring invoices, and keep every client payment organised, so billing stays professional and predictable.
Contractors
Create job estimates, turn accepted work into invoices, request payment by link, and track outstanding balances across every job.
Small businesses
A clear billing system for customers, invoices, payment follow-up, tax rates, and reports, without the complexity of accounting software.

Questions about the product

Try the whole workflow on your own work

Free to use today, with no card on file. Add one real customer and one real invoice, and see how the rest follows.